1. Information We Collect
We may collect the following types of personal and financial information when you:
- Register on our website
- Fill out a form or subscribe to newsletters
- Use calculators or tools
- Participate in contests or surveys
Examples include:
- Name, email ID, phone number
- PAN, date of birth (only for KYC-linked activities)
- IP address, device information, browser metadata
2. How We Use Your Information
We use your data to:
- Deliver personalized educational content
- Communicate important updates and newsletters
- Support mutual fund transaction facilitation via BSE/NSE platforms (if opted)
- Comply with regulatory KYC norms (if you become a customer)
- Analyze user behavior for improving services
3. Data Sharing and Disclosure
We do not sell or rent your personal data. However, we may share it with:
- Mutual Fund AMCs or RTAs (via secure APIs)
- KYC registration agencies (e.g., CDSL, CAMS)
- Regulatory authorities if legally required
4. Cookies and Tracking Tools
Our website uses cookies to enhance user experience, track page interactions, and collect anonymous usage statistics. You can disable cookies in your browser settings.
5. Data Security Measures
We implement strong technical and organizational measures to protect your data, including:
- HTTPS encryption
- Secure cloud servers
- Role-based access control (RBAC)
- Periodic audits and compliance checks
6. User Rights
You have the right to:
- Access and correct your personal data
- Withdraw consent at any time
- Request deletion of data
- Raise grievances with our Data Protection Officer
7. Children’s Privacy
Paisavidhya.com is committed to protecting the privacy, safety, and rights of children online. We recognize the importance of safeguarding personal information of minors, especially in the context of financial education and services. This Children’s Policy outlines our practices and policies concerning users who are under the age of 18.
If a parent or legal guardian becomes aware that their child has provided personal information to Paisavidhya.com without their consent, they are encouraged to contact us immediately at:
📧 Email: contact@paisavidhya.com
📞 Phone: +91-9441053030
8. Regulatory Compliance
We align with:
- SEBI’s investor protection guidelines
- IRDAI’s norms on digital insurance intermediaries
- RBI’s KYC and payment regulations (if integrated)
9. Third-Party Services
We are not responsible for the privacy practices of external links (e.g., payment gateways, government portals). Please refer to their respective policies.
10. Updates to Privacy Policy
We reserve the right to amend this Privacy Policy. Changes will be communicated via the website.
Contact our Privacy Officer:
contact@paisavidhya.com